Find Your Perfect Home Financing Solution with PBF
At PBF, we’re committed to helping homebuyers navigate the mortgage process with ease. Whether you’re purchasing your first home, refinancing, or investing, we offer a variety of mortgage solutions to make it happen.
Our Mortgage Options
Fixed-Rate Mortgages
Enjoy stable monthly payments with a fixed-rate mortgage, offering peace of mind as you plan for the future.
Adjustable-Rate Mortgages (ARM)
Get lower initial payments with an ARM. Ideal for buyers planning to move or refinance in a few years.
FHA Loans
Affordable options for first-time homebuyers, with low down payments and flexible credit requirements.
VA Loans
Exclusive benefits for veterans and active-duty service members, including no down payment and competitive rates.
Eligibility & Application Process
Eligibility Requirements
- Credit Score: Varies by mortgage type (usually 580+)
- Proof of Income & Employment
- Down Payment (amount varies by loan)
Application Steps
- Submit our easy online mortgage application.
- Provide necessary documentation (income verification, credit score, etc.).
- PBF will guide you through each step, from pre-approval to closing.
Mortgage Calculator Tool: Add a widget here so users can estimate their monthly payments.
FAQs
How do I know which mortgage is right for me?
Our mortgage experts can help you compare options based on your financial goals and the loan features that matter most to you.
If you need a mortgage, construction or business loans, FAST, just complete our short form. We look forward to hearing from you!